New iPhone owners are bound to be careful of their new valuable possession, until the novelty wears off a bit, that’s when accidents may well start to creep in!
Many people who do not have one will show an interest in your new iPhone, especially the common thief! They will target the iPhone as they are so easy to sell on the black market, they can normally shift them in a matter minutes.
When you look at it this way, the iPhone insurance policy O2 will try to sell you when you purchased your iphone may be well worth while considering, but it is worth trying to take a step back and thinking about things before you say yes or no to the insurance question. You now you will have to buy your iPhone contract with O2, as they are the only network who supplies it, but the iPhone insurance is a different matter.
Your friendly O2 and CPW store will be trying to convince you into taking out there own brand insurance products. They have your concentration captive to the well trained sales pitch, with one intention, to make you say yes to a product that is well overpriced to similar products available elsewhere. A simple search on Google will bring up a list of insurance providers that offer a better insurance policy for quite a few pounds less, as well as a few storeys form disgruntled customers who where given false storeys by their local O2 and CPW sales staff, with the intention of getting them to sign on the line there and then for the O2 brand insurance.
If you are thinking about purchasing an iPhone in the near future, it would be well worth doing a web search for iPhone insurance before you go to your local iPhone store, you will then be armed with a clear picture about the tactics some staff use to get you to sign on the line for there insurance. You can easily use this knowledge to turn the tables on sales staff and demand a better deal or some free extras for your iPhone in compensation for the false information that they may well have fed you, for example, there is no harm in asking for a good discount for a Bluetooth Handsfree kit for your car or a similar accessory for your iPhone.
You always think that bad things happen to other people. You never think that you will be the victim of a crime. That is a pretty normal feeling, but also pretty naive and rather silly when you think about it. Anyone can be the victim of a crime, yes, anyone. I am proof of that. I had the extra lock on my apartment, the high tech security system and someone still broke into my home and stole my belongings. Yes, I lost a great deal, but it could have been worse. Luckily, I had laptop insurance and this saved me a great deal.
On that terrible morning, I went to work as usual. I set my alarm, locked my door and was off. When I returned home hours later, I found my door ajar. I pushed it open oh, so carefully and was met with utter chaos. Everything in my home had been turned upside down. The entire contents of my home had been ransacked and destroyed. My furniture was overturned; books pulled off of the shelves, even the contents of my wastebaskets were strewn across the floor. Someone had broken into my home and had made off with many of my possessions.
I began to take inventory of what was missing. My television, DVD player, jewellery, stereo, I ticked off the items one by one. Then it hit me, my laptop was missing. It felt as if someone had kicked me in the stomach! I have a second job that requires my use of my laptop. It is how I supplement my income from my regular job. Without that laptop I may not even be able to make my rent! Of all my possessions that had been stolen, this hit me the hardest. Then I remembered that I had laptop insurance. What a life saver!
Laptop theft is common. People break into homes, offices and even government building all the time to get the laptops and steal them. I knew that this was true and a very common problem, so when I purchased my laptop I went ahead and got laptop insurance as well. I am so glad that I did! It was well worth the money and it has literally paid for itself. Filing a claim was super easy and I had a replacement in no time at all. I wish the replacement of my other belongings had been so easy and painless.
If you incur the expense to purchase a laptop then you owe it to yourself to have it insured. The cost in minimal and just a drop in the bucket when compared to replacing it in the event it is damaged or stolen. There are two things that you should always do to protect yourself when you are working with a computer. Always back up your hard drive on a CD and keep it in a separate place so that your records aren’t lost, and always keep laptop insurance on your computer. You will be so glad that you did, I know that I am!
Avenir is the latest distributor to team up with insurance company Citymain. The deal will see the distributor become an Introducer Appointed Representative (IAR) so it can offer its dealers Citymain’s insurance services.
They include standard insurance which covers theft, loss, accidental damage and mechanical breakdown and corporate care insurance which includes the same as standard, plus technical support helpline, content back-up, 24 hour claims line and a loan phone service.
Avenir’s other insurance policies, such as Assur Up, will remain in place. Rival distributor
Data Select also teamed up with Citymain recently. Citymain has the largest mobile phone insurance client base in the UK.
